Protecting your privacy is important to BGCMD. Whether you are an existing customer or are considering a relationship with us, you have an interest in how we collect, use, retain and secure Nonpublic Personal Information (as hereinafter defined). And while information is critical to providing quality services, we recognize that one of our most important assets is our customers’ trust.
If we change our privacy policies, a revised customer privacy notice will promptly be posted to the Website. You agree to accept posting of a revised customer privacy notice electronically on the Website as actual notice to you. You should review the customer privacy notice periodically to remain informed of any changes. Any dispute between you and BGCMD relating to our privacy practices is subject to our customer agreement/terms and conditions and our general policies, terms, and procedures governing BGCMD customer and other accounts, including where applicable, arbitration of disputes and limitation of damages.
If you have any questions that this customer privacy notice does not address or if you wish to discuss BGCMD’s privacy policies in greater detail, please contact our Compliance Department at 212 829-4856 or write us at BGCMD, Attn: Compliance Department, 110 East 59th Street, New York, NY 10022.
THE INFORMATION WE COLLECT
BGCMD may collect Nonpublic Personal Information about you from the following sources:
Information you provide to us on account opening documentation, applications, subscriptions or other forms; transactions with us, our Affiliates (as hereinafter defined), or others; From non-affiliated third parties (as hereinafter defined)(e.g., credit reporting agencies and others).
CATEGORIES OF INFORMATION THAT WE MAY DISCLOSE
We may disclose the following kinds of Nonpublic Personal Information about you:
Information we receive on applications or other forms, including without limitation your name, address, social security number and e-mail address; information about your transactions with us, our Affiliates, or other information we receive from a consumer reporting agency, such as creditworthiness and credit history.
PARTIES TO WHOM WE MAY DISCLOSE INFORMATION
We do not disclose Non-Public Personal Information to any Non-Affiliated Third Party, except to Non-Affiliated Third Parties that may assist us in servicing your account, to financial service institutions with whom we have joint marketing agreements, to securities and banking regulators upon requests, to others pursuant to subpoena and otherwise as permitted by law. We may from time to time disclose your Nonpublic Personal Information to our Affiliates, including but not limited to affiliated broker-dealers.
If you decide to close your account (s) or become an inactive customer, we will continue to adhere to the privacy and practices described in this notice, or subsequent notices, which may amend the policy stated herein.
Nothing in this customer privacy notice is intended to interfere with our ability to transfer all or part of our business and/or assets to an Affiliate or Non-Affiliated Third Party at any time, for any purpose, without any limitation whatsoever.
CONFIDENTIALITY AND SECURITY PROCEDURES
Cookies are commonly used on websites and do not harm your system. By configuring your preferences or options in your browser, you determine if and how a Cookie will be accepted by your system. However, limitations placed on Cookies within your system may limit or negate your ability to access or use the Website or certain features of the Website.
“Nonpublic Personal Information” – Personally identifiable financial information that is provided by a customer or potential customer to a financial institution, that results from a transaction with the customer or that is otherwise obtained by the financial institution in connection with providing a financial product or service.
“Affiliate”- Any entity that is part of BGCMD’s family by virtue of common ownership or control.
“Non-Affiliated Third Party” – Any entity other than BGCMD and its Affiliates.